For the 5th quarter ended 30 September 2010, the Group generated Operating Revenue of RM301.8 million comprising of RM250.0 million in gross contribution and RM51.8 million in investment income. During the financial period ended 30 September 2010, the Group recorded Operating Revenue of RM1,367.5 million mainly attributable to contribution in particular from Family Takaful group business and motor and fire class of business and investment income.
The surplus transfer in the quarter under review from Family Takaful revenue account was RM17.9 million. During the financial period ended 30 September 2010, the group recorded surplus transfer of RM87.5 million mainly attributable to realized gains on disposal of investment, dividend and other investment income.
The surplus transfer in the quarter under review from General Takaful revenue account was RM11.3 million. During the financial period ended 30 September 2010, the group recorded surplus transfer of RM104.6 million mainly attributable to underwriting results, coupled with write back of both allowance for doubtful debts and allowance for diminution in value of investments and realized gains on disposal of investments.
For the quarter under review, the group recorded profit before zakat and taxation of RM11.9 million. During the financial period ended 30 September 2010, the group recorded profit before zakat and taxation of RM78.8 million mainly contributed by the underwriting results from General Takaful, surplus from Family Takaful and wakalah fee income.
For the 4th quarter ended 30 June 2010, the Group generated Operating Revenue of RM294.2 million, a decrease of 15.6% compared to RM348.7 million in the corresponding quarter of the preceding year. The drop is mainly due to slower sales from Family Takaful business. However, the 12 months period ended 30 June 2010, Operating Revenue increased by 1.6% to RM1,065.7 million from RM1,049.1 million in the same period of preceding year mainly due to higher investment income generated by Family Takaful and higher contributions generated by General Takaful business.
For the quarter under review, Family Takaful recorded Gross Contribution of RM160.2 million, against RM219.2 million for the same period last year and for the 12 months’ period, RM490.7 million compared to RM524.9 million in the corresponding period last year. The drop of 6.5% for the 12 months period is mainly from lower sales of group products.
General Takaful business generated Gross Contribution of RM84.1 million for the quarter under review compared to RM83.5 million in the corresponding quarter of the preceding year and RM376.6 million for the 12 months period compared to RM352.9 million last year. The General Takaful business recorded contribution growth of 6.7% for the 12 months period, mainly from motor and personal accident class of business.
The surplus transfer in the quarter under review from Family Takaful revenue account was RM15.2 million, compared with RM33.0 million in the corresponding quarter last year, which benefited from the write back of allowance for diminution in value of investment in line with the performance of the local equity market. Adding to the write back last year was the fair value gain from investment properties, which is absent in the current quarter as the properties have not been revalued yet.
The lower surplus transfer from General Takaful in the quarter under review of RM16.7 million compared with the preceding year’s quarter of RM36.8 million was due to higher claims incurred in the current quarter compared to corresponding quarter last year.
Besides the lower surplus from the Family Takaful and General Takaful business, the Group profit before tax and zakat for the current quarter was impacted by Qardh Hasan written off in Asean Retakaful International (L) Ltd.
Despite the lower performance for current quarter, the 12 months period under review recorded a higher performance compared to last year. The surplus transfer from Family Takaful revenue account increased by RM3.4 million to RM69.5 million as compared to the same period last year while General Takaful recorded RM93.2 million compared to RM81.6 million last year. The higher surplus transfer from Family Takaful revenue account is mainly due to better investment results arising from higher realized gains on disposal of investment and dividend income. The General Takaful also reported higher surplus mainly due to contribution growth, coupled with write back of both allowance for doubtful debts and allowance for diminution in value of investments and higher realized gains on disposal of investments.
For the 12 months’ period, the Profit Before Tax and Zakat of the Group has increased by RM17.2 million to RM66.9 million from RM49.7 million in the same period last year. Besides the higher surplus transfer as explained in the preceding paragraph, the higher profit is also attributable to higher wakalah fees and better investment results.
For the 3rd quarter ended 31 March 2010, the Group generated Operating Revenue of RM293.0million, an increase of 56.1% compared to RM187.7 million in the corresponding quarter of the preceding year. The 9 months period ended 31 March 2010, Operating Revenue increased by 13.6% to RM771.5 million from RM679.4 million in the same period of preceding year mainly due to higher investment income and higher contributions generated by Family Takaful and General Takaful business.
For the quarter under review, Family Takaful recorded Gross Contribution of RM132.9 million, against RM58.8 million for the same period last year and for the 9 months’ period, RM330.5 million compared to RM305.7 million in the corresponding period last year. The growth of 8.1% for the 9 months period is mainly from the mortgage business.
General Takaful business generated Gross Contribution of RM105.7 million for the quarter under review compared to RM99.5 million in the corresponding quarter of the preceding year and RM292.5 million for the 9 months period compared to RM269.4 million last year. The General Takaful business recorded contribution growth of 8.6% for the 9 months period, mainly from Motor and Fire classes of business.
The surplus transfer in the quarter under review from Family Takaful revenue account was RM15.6 million, while the surplus transfer from General Takaful was RM29.2 million. For the 9 months period under review, the surplus transfer from Family Takaful revenue account increased by RM21.1 million to RM54.3 million as compared to the same period last year while General Takaful recorded RM76.5 million compared to RM 44.7 million last year. The higher surplus transfer from Family Takaful revenue account is mainly due to better investment results arising from higher realized gains on disposal of investments and write back of allowance for diminution in value of investments as oppose to an allowance been made in the preceding year. The General Takaful also reported higher surplus mainly due to contribution growth, coupled with write back of both allowance for doubtful debts and allowance for diminution in value of investments and higher realized gains on disposal of investments.
For the 9 months’ period, the Profit Before Tax and Zakat of the Group has increased by RM66.7 million to RM66.5 million from a loss of RM0.2 million in the same period last year. Besides the higher surplus transfer as explained in the preceding paragraph, the higher profit is also attributable to higher wakalah fees and better investment results.
For the 2nd quarter ended 31 December 2009, the Group generated Operating Revenue of RM235.2 million, a decrease of 7.3% compared to RM253.7 million in the corresponding quarter of the preceding year. The half year Operating Revenue decreased by 2.7% to RM478.5 million from RM491.7 million in the same period preceding year mainly due to lower contribution generated by Family Takaful Fund.
For the quarter under review, Family Takaful recorded Gross Contribution of RM97.8 million, against RM106.2 million for the same period last year and General Takaful generated Gross Contribution of RM95.2 million compared to RM115.2 million in the corresponding quarter of the preceding year. For the 6 months’ period, Family Takaful generated Gross Contribution of RM197.6 million compared to RM246.8 million in the corresponding period last year whereas the General Takaful recorded Gross Contribution of RM186.9 million compared to RM169.8 million last year. The General Takaful business recorded contribution growth of 10.1% for the 6 months period, mainly from Motor and Fire lines of business.
The surplus transfer in the quarter under review from Family Takaful revenue accounts was RM16.7 million, while the surplus transfer from General Takaful revenue was 26.8 million. For the 6 months’ period under review, the surplus transfer from Family Takaful revenue accounts increased by RM10.2 million to RM38.7 million as compared to the same period last year while General Takaful recorded RM47.3 million compared to RM 43.2 million last year. The higher surplus transfer from Family Takaful revenue account is mainly due to better investment results arising from higher realized gain on disposal of investments and write back of allowance for diminution in value of investments as oppose to an allowance been made in the preceding year. The General Takaful also reported higher surplus mainly due contributions growth, coupled with write back of both allowance for doubtful debts and allowance for diminution in value of investments.
For the 6 months’ period, the Profit Before Tax and Zakat of the Group has increased by RM34.3 million to RM45.6 million compared to the same period last year. Beside the higher surplus transfer as explained in the preceding paragraph, the higher profit is also attributable to higher wakalah fees, better investment results and lower operating expenses.
For the quarter ended 30 September 2009, the Group generated Operating Revenue of RM243.3 million, an increase of 2.2% compared to RM238.1 million in the corresponding quarter of the preceding year. The increase is attributable to higher investment income.
The surplus transfer in the quarter under review from Family Takaful revenue account was RM22.1 million compared to RM18.9 million in the corresponding quarter of the preceding year. The higher surplus transfer was mainly due to better investment results, where there was a write back of allowance for diminution in value of investments as oppose to an allowance been made in the preceding year. The General Takaful also reported a higher surplus of RM20.5 million compared to RM12.6 million in the same period last year, mainly due to contributions growth, coupled with a write back of allowance for diminution in value of investments.
The Profit Before Tax and Zakat of the Group has increased by RM22.3 million to RM24.9 million compared to the same period last year. The higher profit is attributable mainly to better underwriting results from the General Takaful Fund and lower operating expenses.
For the 4th quarter ended 30 June 2009, the Group generated Operating Revenue of RM365.1 million, a decrease of 4.7% compared to RM383.2 million in the corresponding quarter of the preceding year. The 12 months’ period ended 30 June 2009, Operating Revenue decreased by 8.8% to RM1,044.5 million from RM1,145.2 million in the same period last year. The decrease is attributable to lower contribution generated by the Family Takaful Fund and lower investment income.
For the quarter under review, Family Takaful recorded Gross Contribution of RM208.5 million, against RM221.2 million for the same period last year whereas General Takaful generated Gross Contribution of RM98.0 million compared to RM91.3 million in the corresponding quarter of the preceding year. For the 12 months’ period, Family Takaful generated Gross Contribution of RM508.3 million compared to RM655.9 million in the corresponding period last year whereas the General Takaful recorded Gross Contribution of RM352.2 million compared to RM269.1 million last year. Last year, the Family Takaful business launched a single contribution investment linked product, Takaful myAl-Afdhal, which garnered RM90.2million in contribution. No such product was distributed this year. For General Takaful business, the result represents an increase of 7.3% and 30.9% for the quarter and 12 months’ period respectively. The growth was mainly from the Fire and Motor lines of business.
The surplus transfer in the quarter under review from Family Takaful revenue accounts was RM32.1 million, while the surplus transfer from General Takaful revenue was 35.4 million. For the 12 months’ period under review, the surplus transfer from Family Takaful revenue accounts was RM65.3million while General Takaful recorded an increase of RM18.7 million to RM80.2 million compared to the same period last year. The higher surplus transfer from General Takaful revenue accounts is due to contributions growth and lower net claims incurred reported by the fund.
For the 12 months’ period, the Profit Before Tax and Zakat of the Group has increased by 32.7% or RM12.4 million to RM50.3 million compared to the same period last year. The higher profit is attributable mainly to better underwriting results from the General Takaful Fund and lower operating expenses.
Q4, 30/6/09 RM365.1 million Q1, 30/9/09 RM243.3 million Q2, 31/12/09 RM235.2 million Q3, 31/3/10 RM293.0million Q4, 30/6/10 RM294.2 million Q5, 30/9/10 RM301.8 million Q6, 31/12/10 RM???.? million
Kita perlu bertindak. Staff lama perlu bersatu dan bekerjasama. Cuba jadikan suara staff lama berpengaruh. Berkongsi ilmu dengan staff lama dan ex-staff lama. Buktikan Staff lama mahir dan pakar dalam semua perkara. Beri tekanan manager/pegawai baru dengan kedekut ilmu supaya HR tahu mereka tak tahu buat kerja.Dedahkan kelemahan mereka melalui media.
Untuk selesaikan semua masalah. Saya berpendapat, kita kena cari orang yang berpengaruh, orang yang boleh dengar masalah kita. Ada orang yang akan menyatukan kerjasama bahagian operation dengan bahagian marketing iaitu En Suhaimi yang baru masuk. Pandai2 lah korang berkenalan dengannya.
usaha dulu jangan asyik berdialog tak kemana pun Suhaimi baik orangnya Staff kena usaha berkenalan dengannya Luahkan masalah dan pendapat dengannya Aku bukan staff lagi hanya penasihat pada kamu Aku cuba bantu kamu tetapi kamu kena usaha juga
Periuk nasi Staff di Takaful Malaysia Jika mereka berhenti tak makan pulak nanti Kelulusan mereka pun ada hanya SPM Ubah keadaan bukan berhenti kerja Bertindak secara professional bukan emosional Aku sebagai penasihat Guna dialog bijak bukan demonstrasi
ate ye le...udah lama staf2 lama ni kena rupe ini bukan sebab management baru je aah...yg penting koje kami buat juge ...udah malas nak bising2 pasal HK ni...teman buat koje....dema byor gaji udahle ...ate gemor benor tak menyabor kome....ce bwk ngucap...
nak sedap lagi....?meh teman tmbh tempoyak...gini...kita nak slahkan management pun tak boleh itu hal dema le...kita buat koje teruk2 drp management lama pun apah tak dpt...cumanye management baru ni byk bebenor gossip2 nye drp HK smpai le ke konco2nye...tu yg kita sbagai staff ni jadi emosi...ce buat taktau je koje kerana Allah Taala ada le balasannye nanti...mcm teman ni takde bezanye koje mane2 pun sama...ikut kite le kena pandai nyesuaikan diri tu je...
10 Mar 11, 21:45 kak limah: video dato fadzli ada pada mta....hati saya dah lama x sebak....sedih bercampur gembira melihat beliau di pentas...wakil stmb di 2 meja mlm tu cukup menyedihkan....
10 Mar 11, 21:47 kak limah: hanya sukri hamzah yg mendapat beliau...yg lain2 termasuk noraini rambut merah dan lain2 sibuk meratah cendawan butang
10 Mar 11, 21:49 kak limah: wakil2 takaful ikhlas dan lain berebut2 mendakap dan mengucapkan tahniah...bergambar bersama....wakil2 stmb pulak...tekun makan nasi goreng.....
10 Mar 11, 21:51 kak limah: itu lah bezanya antara yg kenal asal usul dan menghargai BAPA TAKAFUL, DATO FADZLI.
Abang mael dan best girlfrennya kan antara orang lama?Tak kan tak pergi mendapatkan Dato' untuk ucap tahniah? Kalau noraini tak pergi ucap apa2 kepada Dato' tu fahamlah juga tapi kan ada dari kalangan management team sekarang ni datang dari zaman Dato Fadzli dulu? Agaknya betullah kata kata Nextrader....depa ni lepaskan leher dan tengkok masing masing saja...janji masyukkk dan pangkat serta kedudukan masing2 terpelihara.....itu lah kenyataan hidup..
apa da bising2.. bukan susah pun.. kalau deme rase x puas ati berenti aje le.. carik keje lain.. ati x sakit.. dosa pun kurang.. drpd asyik mengate aje.. buat tambah dose aje.. ini tidak.. xsuke2 pun keroje jugak kat stmb ni.. hipokrit la deme2 ni..
Tanpa Nama berkata - kome ckp senang ler...kita ni bukan ngate cuma bersuara kalau ada benda yg tak betul kita nampak...teman hepy je koje kat tm cuma kalau ada yg memang hak kta tapi TM tak bagi kena la bersuara kalau diam je baik keje dgn org bisu...kami2 yg stay dgn TM ni kira POWER tau tak!!sakit hati ke tak tetap bertahan...tapi ada yg lain tu sakit hati sikit je resign...takde semangat langsung!
luahan pertama aku
BalasPadamIMG bila nak berambus!! senang lenang dapat bizz.
staf cari duit susah payah, bonus ada yang dapat ciput, ada yang tak dapat.
Tak payah guna orang luar urus property mcm la susah sangat nak handle property yang tak banyak mana ni.
apa lagi?!
BalasPadamreport kat menteri!
report kat org parlimen!
report kat 1Malaysia!
Review of Performance
BalasPadamFor the 5th quarter ended 30 September 2010, the Group generated Operating Revenue of RM301.8 million comprising of RM250.0 million in gross contribution and RM51.8 million in investment income. During the financial period ended 30 September 2010, the Group recorded Operating Revenue of RM1,367.5 million mainly attributable to contribution in particular from Family Takaful group business and motor and fire class of business and investment income.
The surplus transfer in the quarter under review from Family Takaful revenue account was RM17.9 million. During the financial period ended 30 September 2010, the group recorded surplus transfer of RM87.5 million mainly attributable to realized gains on disposal of investment, dividend and other investment income.
The surplus transfer in the quarter under review from General Takaful revenue account was RM11.3 million. During the financial period ended 30 September 2010, the group recorded surplus transfer of RM104.6 million mainly attributable to underwriting results, coupled with write back of both allowance for doubtful debts and allowance for diminution in value of investments and realized gains on disposal of investments.
For the quarter under review, the group recorded profit before zakat and taxation of RM11.9 million. During the financial period ended 30 September 2010, the group recorded profit before zakat and taxation of RM78.8 million mainly contributed by the underwriting results from General Takaful, surplus from Family Takaful and wakalah fee income.
Review of Performance
BalasPadamFor the 4th quarter ended 30 June 2010, the Group generated Operating Revenue of RM294.2 million, a decrease of 15.6% compared to RM348.7 million in the corresponding quarter of the preceding year. The drop is mainly due to slower sales from Family Takaful business. However, the 12 months period ended 30 June 2010, Operating Revenue increased by 1.6% to RM1,065.7 million from RM1,049.1 million in the same period of preceding year mainly due to higher investment income generated by Family Takaful and higher contributions generated by General Takaful business.
For the quarter under review, Family Takaful recorded Gross Contribution of RM160.2 million, against RM219.2 million for the same period last year and for the 12 months’ period, RM490.7 million compared to RM524.9 million in the corresponding period last year. The drop of 6.5% for the 12 months period is mainly from lower sales of group products.
General Takaful business generated Gross Contribution of RM84.1 million for the quarter under review compared to RM83.5 million in the corresponding quarter of the preceding year and RM376.6 million for the 12 months period compared to RM352.9 million last year. The General Takaful business recorded contribution growth of 6.7% for the 12 months period, mainly from motor and personal accident class of business.
The surplus transfer in the quarter under review from Family Takaful revenue account was RM15.2 million, compared with RM33.0 million in the corresponding quarter last year, which benefited from the write back of allowance for diminution in value of investment in line with the performance of the local equity market. Adding to the write back last year was the fair value gain from investment properties, which is absent in the current quarter as the properties have not been revalued yet.
The lower surplus transfer from General Takaful in the quarter under review of RM16.7 million compared with the preceding year’s quarter of RM36.8 million was due to higher claims incurred in the current quarter compared to corresponding quarter last year.
Besides the lower surplus from the Family Takaful and General Takaful business, the Group profit before tax and zakat for the current quarter was impacted by Qardh Hasan written off in Asean Retakaful International (L) Ltd.
Despite the lower performance for current quarter, the 12 months period under review recorded a higher performance compared to last year. The surplus transfer from Family Takaful revenue account increased by RM3.4 million to RM69.5 million as compared to the same period last year while General Takaful recorded RM93.2 million compared to RM81.6 million last year. The higher surplus transfer from Family Takaful revenue account is mainly due to better investment results arising from higher realized gains on disposal of investment and dividend income. The General Takaful also reported higher surplus mainly due to contribution growth, coupled with write back of both allowance for doubtful debts and allowance for diminution in value of investments and higher realized gains on disposal of investments.
For the 12 months’ period, the Profit Before Tax and Zakat of the Group has increased by RM17.2 million to RM66.9 million from RM49.7 million in the same period last year. Besides the higher surplus transfer as explained in the preceding paragraph, the higher profit is also attributable to higher wakalah fees and better investment results.
Review of Performance
BalasPadamFor the 3rd quarter ended 31 March 2010, the Group generated Operating Revenue of RM293.0million, an increase of 56.1% compared to RM187.7 million in the corresponding quarter of the preceding year. The 9 months period ended 31 March 2010, Operating Revenue increased by 13.6% to RM771.5 million from RM679.4 million in the same period of preceding year mainly due to higher investment income and higher contributions generated by Family Takaful and General Takaful business.
For the quarter under review, Family Takaful recorded Gross Contribution of RM132.9 million, against RM58.8 million for the same period last year and for the 9 months’ period, RM330.5 million compared to RM305.7 million in the corresponding period last year. The growth of 8.1% for the 9 months period is mainly from the mortgage business.
General Takaful business generated Gross Contribution of RM105.7 million for the quarter under review compared to RM99.5 million in the corresponding quarter of the preceding year and RM292.5 million for the 9 months period compared to RM269.4 million last year. The General Takaful business recorded contribution growth of 8.6% for the 9 months period, mainly from Motor and Fire classes of business.
The surplus transfer in the quarter under review from Family Takaful revenue account was RM15.6 million, while the surplus transfer from General Takaful was RM29.2 million. For the 9 months period under review, the surplus transfer from Family Takaful revenue account increased by RM21.1 million to RM54.3 million as compared to the same period last year while General Takaful recorded RM76.5 million compared to RM 44.7 million last year. The higher surplus transfer from Family Takaful revenue account is mainly due to better investment results arising from higher realized gains on disposal of investments and write back of allowance for diminution in value of investments as oppose to an allowance been made in the preceding year. The General Takaful also reported higher surplus mainly due to contribution growth, coupled with write back of both allowance for doubtful debts and allowance for diminution in value of investments and higher realized gains on disposal of investments.
For the 9 months’ period, the Profit Before Tax and Zakat of the Group has increased by RM66.7 million to RM66.5 million from a loss of RM0.2 million in the same period last year. Besides the higher surplus transfer as explained in the preceding paragraph, the higher profit is also attributable to higher wakalah fees and better investment results.
Review of Performance
BalasPadamFor the 2nd quarter ended 31 December 2009, the Group generated Operating Revenue of RM235.2 million, a decrease of 7.3% compared to RM253.7 million in the corresponding quarter of the preceding year. The half year Operating Revenue decreased by 2.7% to RM478.5 million from RM491.7 million in the same period preceding year mainly due to lower contribution generated by Family Takaful Fund.
For the quarter under review, Family Takaful recorded Gross Contribution of RM97.8 million, against RM106.2 million for the same period last year and General Takaful generated Gross Contribution of RM95.2 million compared to RM115.2 million in the corresponding quarter of the preceding year. For the 6 months’ period, Family Takaful generated Gross Contribution of RM197.6 million compared to RM246.8 million in the corresponding period last year whereas the General Takaful recorded Gross Contribution of RM186.9 million compared to RM169.8 million last year. The General Takaful business recorded contribution growth of 10.1% for the 6 months period, mainly from Motor and Fire lines of business.
The surplus transfer in the quarter under review from Family Takaful revenue accounts was RM16.7 million, while the surplus transfer from General Takaful revenue was 26.8 million. For the 6 months’ period under review, the surplus transfer from Family Takaful revenue accounts increased by RM10.2 million to RM38.7 million as compared to the same period last year while General Takaful recorded RM47.3 million compared to RM 43.2 million last year. The higher surplus transfer from Family Takaful revenue account is mainly due to better investment results arising from higher realized gain on disposal of investments and write back of allowance for diminution in value of investments as oppose to an allowance been made in the preceding year. The General Takaful also reported higher surplus mainly due contributions growth, coupled with write back of both allowance for doubtful debts and allowance for diminution in value of investments.
For the 6 months’ period, the Profit Before Tax and Zakat of the Group has increased by RM34.3 million to RM45.6 million compared to the same period last year. Beside the higher surplus transfer as explained in the preceding paragraph, the higher profit is also attributable to higher wakalah fees, better investment results and lower operating expenses.
Review of Performance
BalasPadamFor the quarter ended 30 September 2009, the Group generated Operating Revenue of RM243.3 million, an increase of 2.2% compared to RM238.1 million in the corresponding quarter of the preceding year. The increase is attributable to higher investment income.
The surplus transfer in the quarter under review from Family Takaful revenue account was RM22.1 million compared to RM18.9 million in the corresponding quarter of the preceding year. The higher surplus transfer was mainly due to better investment results, where there was a write back of allowance for diminution in value of investments as oppose to an allowance been made in the preceding year. The General Takaful also reported a higher surplus of RM20.5 million compared to RM12.6 million in the same period last year, mainly due to contributions growth, coupled with a write back of allowance for diminution in value of investments.
The Profit Before Tax and Zakat of the Group has increased by RM22.3 million to RM24.9 million compared to the same period last year. The higher profit is attributable mainly to better underwriting results from the General Takaful Fund and lower operating expenses.
Review of Performance
BalasPadamFor the 4th quarter ended 30 June 2009, the Group generated Operating Revenue of RM365.1 million, a decrease of 4.7% compared to RM383.2 million in the corresponding quarter of the preceding year. The 12 months’ period ended 30 June 2009, Operating Revenue decreased by 8.8% to RM1,044.5 million from RM1,145.2 million in the same period last year. The decrease is attributable to lower contribution generated by the Family Takaful Fund and lower investment income.
For the quarter under review, Family Takaful recorded Gross Contribution of RM208.5 million, against RM221.2 million for the same period last year whereas General Takaful generated Gross Contribution of RM98.0 million compared to RM91.3 million in the corresponding quarter of the preceding year. For the 12 months’ period, Family Takaful generated Gross Contribution of RM508.3 million compared to RM655.9 million in the corresponding period last year whereas the General Takaful recorded Gross Contribution of RM352.2 million compared to RM269.1 million last year. Last year, the Family Takaful business launched a single contribution investment linked product, Takaful myAl-Afdhal, which garnered RM90.2million in contribution. No such product was distributed this year. For General Takaful business, the result represents an increase of 7.3% and 30.9% for the quarter and 12 months’ period respectively. The growth was mainly from the Fire and Motor lines of business.
The surplus transfer in the quarter under review from Family Takaful revenue accounts was RM32.1 million, while the surplus transfer from General Takaful revenue was 35.4 million. For the 12 months’ period under review, the surplus transfer from Family Takaful revenue accounts was RM65.3million while General Takaful recorded an increase of RM18.7 million to RM80.2 million compared to the same period last year. The higher surplus transfer from General Takaful revenue accounts is due to contributions growth and lower net claims incurred reported by the fund.
For the 12 months’ period, the Profit Before Tax and Zakat of the Group has increased by 32.7% or RM12.4 million to RM50.3 million compared to the same period last year. The higher profit is attributable mainly to better underwriting results from the General Takaful Fund and lower operating expenses.
Operating Revenue
BalasPadamQ4, 30/6/09 RM365.1 million
Q1, 30/9/09 RM243.3 million
Q2, 31/12/09 RM235.2 million
Q3, 31/3/10 RM293.0million
Q4, 30/6/10 RM294.2 million
Q5, 30/9/10 RM301.8 million
Q6, 31/12/10 RM???.? million
Kita perlu bertindak. Staff lama perlu bersatu dan bekerjasama. Cuba jadikan suara staff lama berpengaruh. Berkongsi ilmu dengan staff lama dan ex-staff lama. Buktikan Staff lama mahir dan pakar dalam semua perkara. Beri tekanan manager/pegawai baru dengan kedekut ilmu supaya HR tahu mereka tak tahu buat kerja.Dedahkan kelemahan mereka melalui media.
BalasPadamCadangan saya, staf lama tak payahlah buat kerja lebih2. Kalau tahu pun, tak paayah susah2 nak ajar org2 baru. Mereka kan bergaji besar2.
BalasPadamBuat bodoh sudah. Buat pandai pun, PMD kena slashed jugak.
Untuk selesaikan semua masalah. Saya berpendapat, kita kena cari orang yang berpengaruh, orang yang boleh dengar masalah kita. Ada orang yang akan menyatukan kerjasama bahagian operation dengan bahagian marketing iaitu En Suhaimi yang baru masuk. Pandai2 lah korang berkenalan dengannya.
BalasPadambetul ke bhai..??
BalasPadami like!
entah2 esok lusa dia pun nak cabut tu!
tak sempat kenal tetiba dah kosong ofis!
samalah mcm wan jeman dulu tu!?
usaha dulu jangan asyik berdialog tak kemana pun
BalasPadamSuhaimi baik orangnya
Staff kena usaha berkenalan dengannya
Luahkan masalah dan pendapat dengannya
Aku bukan staff lagi hanya penasihat pada kamu
Aku cuba bantu kamu tetapi kamu kena usaha juga
Sori laa dia mau tolong konon.
BalasPadamSemua org cakap macam tu dulu.
Lama2 ntah ke mana??
semua hilang!
korang tolong diri sendiri dulu
BalasPadamada peluang cabut...
tolong diri korang, bangunkan intelek korang, muhasabah diri korang..
BalasPadamlepas tu korang nak hentam kaa, nak cabut kaa, nak kekal kaa.. it is your choice.
Periuk nasi Staff di Takaful Malaysia
BalasPadamJika mereka berhenti tak makan pulak nanti
Kelulusan mereka pun ada hanya SPM
Ubah keadaan bukan berhenti kerja
Bertindak secara professional bukan emosional
Aku sebagai penasihat
Guna dialog bijak bukan demonstrasi
belajarla jadi seorang yang kedekut
BalasPadamkerja hangpa, hangpa seorang yang tahu
orang cuma ada SPM je pon boleh jadi manager la beb!
BalasPadaminikan korang semua yg ada diploma, ijazah, master, phd!
malulah skit nak mengaku kalah..!
SPM je beb,, SPM je..!
kesiannya orang stmb
BalasPadamlama dlm industri takaful pun en bean tak pandang..lekehnya
kitorang tak harap kasihan sesape dah..!
BalasPadamkitorang dah lama berdikari.
sejak zman dato fadzli dan tn hj azmi lagi.
kitorang memang hebat!
kitorang bukan kesah pun kalau en bean tak pandang.
Allah SWT yang Maha Melihat!
kami berjihad demi muamalat Islam dan kepentingan semua ummat..!
en bean suka statement mcm ni..
BalasPadamha ha
===
sejak zman dato fadzli dan tn hj azmi lagi.
kitorang memang hebat!
kitorang bukan kesah pun kalau en bean tak pandang.
Dah lama dah....he...he...
BalasPadamape yg dah lame nye tuu..
BalasPadamdeme nak gak tahu..
ccecite.. cccecite..
ate ye le...udah lama staf2 lama ni kena rupe ini bukan sebab management baru je aah...yg penting koje kami buat juge ...udah malas nak bising2 pasal HK ni...teman buat koje....dema byor gaji udahle ...ate gemor benor tak menyabor kome....ce bwk ngucap...
BalasPadamooo.. gitu rupe nye..
BalasPadamceceite lagi..
bagi lagi sedap cite tu.!
nak sedap lagi....?meh teman tmbh tempoyak...gini...kita nak slahkan management pun tak boleh itu hal dema le...kita buat koje teruk2 drp management lama pun apah tak dpt...cumanye management baru ni byk bebenor gossip2 nye drp HK smpai le ke konco2nye...tu yg kita sbagai staff ni jadi emosi...ce buat taktau je koje kerana Allah Taala ada le balasannye nanti...mcm teman ni takde bezanye koje mane2 pun sama...ikut kite le kena pandai nyesuaikan diri tu je...
BalasPadamoh gitu rupenye..
BalasPadamSAYA TETAP PILIH TM
BalasPadam10 Mar 11, 21:45
BalasPadamkak limah: video dato fadzli ada pada mta....hati saya dah lama x sebak....sedih bercampur gembira melihat beliau di pentas...wakil stmb di 2 meja mlm tu cukup menyedihkan....
10 Mar 11, 21:47
kak limah: hanya sukri hamzah yg mendapat beliau...yg lain2 termasuk noraini rambut merah dan lain2 sibuk meratah cendawan butang
10 Mar 11, 21:49
kak limah: wakil2 takaful ikhlas dan lain berebut2 mendakap dan mengucapkan tahniah...bergambar bersama....wakil2 stmb pulak...tekun makan nasi goreng.....
10 Mar 11, 21:51
kak limah: itu lah bezanya antara yg kenal asal usul dan menghargai BAPA TAKAFUL, DATO FADZLI.
Abang mael dan best girlfrennya kan antara orang lama?Tak kan tak pergi mendapatkan Dato' untuk ucap tahniah? Kalau noraini tak pergi ucap apa2 kepada Dato' tu fahamlah juga tapi kan ada dari kalangan management team sekarang ni datang dari zaman Dato Fadzli dulu? Agaknya betullah kata kata Nextrader....depa ni lepaskan leher dan tengkok masing masing saja...janji masyukkk dan pangkat serta kedudukan masing2 terpelihara.....itu lah kenyataan hidup..
BalasPadamapa da bising2.. bukan susah pun.. kalau deme rase x puas ati berenti aje le.. carik keje lain.. ati x sakit.. dosa pun kurang.. drpd asyik mengate aje.. buat tambah dose aje.. ini tidak.. xsuke2 pun keroje jugak kat stmb ni.. hipokrit la deme2 ni..
BalasPadamTanpa Nama berkata - kome ckp senang ler...kita ni bukan ngate cuma bersuara kalau ada benda yg tak betul kita nampak...teman hepy je koje kat tm cuma kalau ada yg memang hak kta tapi TM tak bagi kena la bersuara kalau diam je baik keje dgn org bisu...kami2 yg stay dgn TM ni kira POWER tau tak!!sakit hati ke tak tetap bertahan...tapi ada yg lain tu sakit hati sikit je resign...takde semangat langsung!
BalasPadamorg baru tak hipokrit ke???
BalasPadamDato Hassan kata staff yg kerja 15 tahun yang tak capai target akan dibuang. Cawangan yang tak capai 75% budget akan ditutup Cawangan.
BalasPadam